The description must reflect the genuine arrangement. A larger headline figure cannot justify misattributing ownership or source.
Explain the funding as it actually exists
Identify lawful funds committed at risk to the enterprise and each material contribution. The substantiality, control and nonmarginality assessment still needs the actual facts rather than a simplified household total.
Check current government amounts at the time of filing rather than relying on a figure heard from another applicant, and confirm which route applies, since the consular process and a change of status filed from inside the United States are different procedures with different charges. Work out the qualifying figure by identifying the borrower, the collateral described in each security instrument, any financing statement filed against the company, and the payment terms; then reconcile the buyer's own cash against the financed balance without counting a dollar twice. Replacement stock, deposits demanded by suppliers who do not yet know the new owner, and the working capital required until receivables begin arriving are three distinct requirements, and a lower purchase price funds none of them by itself.