A private benefits policy cannot establish programme eligibility. Assess the actual qualifying spouse or unmarried child under 21 and individual conditions.
Read the official family terms alongside the offer
Each eligible joining relative has US$15,000 nonrefundable processing and a US$1 million gift, including corporate cases. Initial inclusion is recommended; a broader company definition of family cannot waive the programme’s rules.
Collect passports, marriage records, birth records, and evidence relevant to marital status and age, then confirm the current programme rules and underlying immigrant-law treatment before relying on a household budget. A marriage, a birth, a child reaching an age threshold, or a separation during the process can alter who is included and therefore what the arrangement costs, and an agreement written around a fixed household will not answer the question. An adviser engaged by the principal is not thereby acting for a spouse or an adult child, and interests can genuinely diverge where one person's history raises an admissibility question that would affect the timing of everyone else's case. A spouse who might remain behind for a school year, a child approaching twenty-one, or a stepchild each raise questions worth putting to counsel before anything is submitted, since adding someone later is not a simple top-up of the amounts.